TacticalPay
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Firearms retail processing

In-Store Card Processing, Built for the Counter.

TacticalPay is the trusted credit card processing partner for every kind of firearms business — gun shops, ammunition, accessories, and more. Take chip, tap, and swipe at the counter on a merchant account built for FFLs.

Get startedTalk to sales
A short application to start — most FFLs approved in 24–72 hours.
TacticalPay T1 countertop terminal
1,000+
firearms merchants
helped nationwide
// Why choose TacticalPay

A retail account that won't drop you.

Mainstream processors like Square and Stripe prohibit firearms — and even when a general high-risk provider takes you on, a routine review can freeze your funds mid-day. TacticalPay underwrites for firearms from the start, so the terminal at your counter keeps working, with transparent rates and a Texas team that answers the phone.

Firearms is all we do
A counter that never stops — selling guns and ammo won't put your retail account at risk.
Fast approvals
A purpose-built application and expert underwriting mean approvals in 24–72 hours.
Transparent pricing
Flat, competitive rates with no hidden markups — plus optional cash discount and dual pricing.
// Built for the counter

The right terminal. The right partner.

Chip, contactless, and swipe on a merchant account built for firearms — with the option to add a full POS or an online gateway on the same approval.

2A-friendly, always
Firearms is all we do. Your retail account is never at risk for selling what you legally sell.
EMV, tap & swipe
Accept chip, contactless, and magstripe cards at the counter — fast, secure, and reliable.
We won't drop you
No sudden holds or frozen funds for your industry. Your money keeps moving.
Grows with your shop
Start with a terminal and add a full POS or an online gateway anytime, all on one account.
Cash discount & dual pricing
Built-in options to offset processing costs — keep more of every sale.
Texas-based support
Reach our in-house team — real firearms-industry experts, no runaround.
// The features you need

Everything a Gun Shop Counter Needs.

A firearms-friendly merchant account and a countertop terminal that's ready to ring sales from day one.

EMV chip & contactless
Accept chip, tap, and swipe at the counter — every major card, secure and PCI-friendly.
Firearms-friendly
Underwritten for firearms from the start, so a routine review won't shut off your counter.
Receipts & FFL tags
Print receipts and capture FFL receipt tags — 4473#, Event, and Ref — right at checkout.
Cash discount & dual pricing
Offset your processing costs with built-in cash-discount and dual-pricing options.
Add a full POS anytime
Ready to grow? Upgrade to the TacticalPay POS for inventory and compliance on the same account.
Texas-based support
Knowledgeable people who understand gun-store retail — no third-party call centers.
At the counter

A terminal that's ready out of the box

The TacticalPay T1 arrives pre-configured for your shop — chip, contactless, and swipe, with a built-in printer for receipts. Plug in and start taking cards the day it lands.

  • EMV chip, contactless & magstripe
  • Built-in receipt printer
  • Pre-configured for your business
TacticalPay T1 countertop terminal
TacticalPay POS station
Grow when you're ready

From terminal to full gun-store POS

Start with a countertop terminal and upgrade to the TacticalPay POS when you need serialized inventory and FFL Boss compliance — all on the same firearms-friendly account.

  • Serialized inventory + FFL Boss
  • A&D Bound Book & electronic 4473s
  • One account across every channel
// How it works

From Application to First Swipe in Days.

A light lift to start — the detailed underwriting happens in your account, guided step by step.

1
A few minutes
Apply online
Tell us the basics about your shop. No long forms, no obligation.
2
24–72 hours
Get approved
Our in-house team reviews your file fast — most FFLs are approved next day.
3
Day one
Start taking cards
Connect your terminal and ring your first sale. Deposits settle in 2 business days.
// What gun shops say

Trusted by FFLs Nationwide.

5.0
★★★★★
12 reviews
★ 5.0 on GoogleVerified Google reviews →
★★★★★
“I recently went to all electronic. POS, FFL Books, Fingerprints, etc. It has been a challenge for me but Rich with tactical pay has been a real asset. He always has time and gets me going asap. Thanks Rich and Tactical Pay.”
Clyde Wilson
June 2026
Google
★★★★★
“Switching to Tactical Pay was one of the best business decisions I've made. I came from WorldPay after dealing with frozen funds, constant headaches, and what felt like the longest underwriting process imaginable. I found myself answering…”
Deven Sollie
June 2026
Google
★★★★★
“great group of folks, would highly recommend”
Andrew Carr
March 2026
Google
★★★★★
“I'm finally able to access this page. I really appreciate the professional service that I got from Heather & Bill while getting setup to process our cc request. Their knowledge and care in making sure that we got positioned to allow our…”
Elliott Anderson
February 2026
Google
★★★★★
“I had the pleasure of working with Bill and Nathan, and they both delivered exceptional service from start to finish. They were professional, responsive, and took the time to ensure everything was handled thoroughly and efficiently. I…”
Al Patrick
February 2026
Google
★★★★★
“Nathan and Kyle were great! Easy set up and a super knowledgeable team.”
Hudsco Industries
December 2025
Google
// Questions

Retail Processing FAQ

Will you approve an in-store firearms retailer?

Yes. Firearms retailers are our core customer, not an exception we tolerate. Gun shops, ammunition, and accessory sellers are all approved routinely — selling firearms is never a reason for denial.

What can I accept at the counter?

Chip (EMV), contactless (tap), and magstripe (swipe) for every major card. Terminals come pre-configured for your shop with a built-in receipt printer.

Can you freeze or drop my account like the big processors?

We underwrite for firearms from the start, so a routine review won't turn into a frozen account. We don't drop merchants for their industry code, and there are no surprise volume caps.

Can I add a full POS later?

Yes. Start with a countertop terminal and upgrade to the TacticalPay POS for serialized inventory and FFL Boss compliance anytime — all on the same merchant account.

// Ready when you are

Get the Retail Account Built for Firearms.

Create your account in minutes, or talk to a real person on our Texas team. Transparent pricing, no obligation, and a terminal ready for your counter.

Get startedTalk to sales