The #1 payments provider for the firearms industry
Payments and POS built by people who love the firearms business.
Pick your plan — we handle the merchant account. Firearms-friendly card processing, in-store POS, and online checkout from a Texas team that's served FFLs for 10+ years. Most FFLs approved in 24–72 hours.
No long application to start · No obligation.
1,000+
FFLs process
with TacticalPay
with TacticalPay
Every card, wallet & network — fully PCI compliant
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// Why FFLs switch to us
Other processors drop gun stores. We were built for them.
If you've been frozen, held, or shut off by Stripe, Square, or PayPal for what you sell, you're not alone — and you're exactly who we serve. Firearms is all we do.
Every license class, every channel
Dealers, manufacturers, importers and SOTs. Counter, range, gun show, GunBroker, home-based or online. Knife shops, air guns and tactical gear too.
We won't drop you or freeze your funds
No sudden holds, no frozen funds, no account closed because of what you sell. No volume ceilings, no product bans. Your money keeps moving.
No high-risk surcharge
Flat, transparent pricing that doesn't tax you for being a gun shop. Traditional or cash discount, your choice, switch anytime.
Approved in 24–72 hours
Next-day approvals for most FFLs, including home-based and brand-new shops. Order today and start taking payments this week.
Texas-based human support
Call or email and reach our in-house team. People who already know what an SOT is and why your bound book matters.
Free setup, on a call with us
We tune your fraud settings for how guns actually sell: a transfer shipping to an FFL, a $3,000 rifle, a busy show weekend. None of it should decline. Then we connect it to your cart or your register and run a test sale before your first real one.
// What we offer
One Account. However You Sell.
Take payments at the counter, on your phone, online, or run your whole shop — all on the same firearms-friendly merchant account.
Not sure which fits your shop? Help me choose →
// How it works
Pick a Plan. Sell in Days.
No long application up front. Choose your setup, and we guide the rest from inside your dashboard.
1
Pick your setup
Choose your plan and hardware
Pick the reader, terminal, or full POS that fits your shop, and switch on eCommerce if you sell online.
2
A few minutes
Check out and create your account
Your account is created at checkout and you land straight in your dashboard. You’re not charged until we ship.
3
24 to 72 hours
Get approved and start selling
Finish a short, guided merchant-account task in-portal. Our Texas team approves most FFLs next day, and your hardware ships once you’re cleared.
Get started
Pick your plan in minutes · you’re not charged until we ship
// Simple pricing
Flat Rates. No Proposals.
The same transparent processing rate on every plan — no tiers, no custom quotes, no surprises.
In-person standard cards
2.65% + $0.30
Online & keyed entry
3.5% + $0.30
Plans from $69/mo, all-in. See every plan side by side.
View pricing// What merchants say
Trusted by FFLs Nationwide.
5.0
★★★★★
12 reviews
★ 5.0 on GoogleVerified Google reviews →
★★★★★
“I recently went to all electronic. POS, FFL Books, Fingerprints, etc. It has been a challenge for me but Rich with tactical pay has been a real asset. He always has time and gets me going asap. Thanks Rich and Tactical Pay.”
Clyde Wilson
June 2026
Google
★★★★★
“Switching to Tactical Pay was one of the best business decisions I've made. I came from WorldPay after dealing with frozen funds, constant headaches, and what felt like the longest underwriting process imaginable. I found myself answering…”
Deven Sollie
June 2026
Google
★★★★★
“great group of folks, would highly recommend”
Andrew Carr
March 2026
Google
★★★★★
“I'm finally able to access this page. I really appreciate the professional service that I got from Heather & Bill while getting setup to process our cc request. Their knowledge and care in making sure that we got positioned to allow our…”
Elliott Anderson
February 2026
Google
★★★★★
“I had the pleasure of working with Bill and Nathan, and they both delivered exceptional service from start to finish. They were professional, responsive, and took the time to ensure everything was handled thoroughly and efficiently. I…”
Al Patrick
February 2026
Google
★★★★★
“Nathan and Kyle were great! Easy set up and a super knowledgeable team.”
Hudsco Industries
December 2025
Google
// Not sure where to start?
Tell us how you sell — we'll point you the right way.
Pick your path. No account or application needed to look around.
I sell in a store
Counter terminal or a full POS with FFL compliance built in.
See POS & Pro I sell online
A firearms-friendly gateway for your site, GunBroker, and phone orders.
See Online I want a quote
High volume or a custom setup? Request custom pricing — no account needed.
Get custom pricing Show me the POS
See the point-of-sale in a live 30-minute walkthrough.
Book a demo // Ready when you are
The Gun Store Payments Partner That Just Works.
Get set up in minutes, or talk to a real person on our Texas team. No obligation, transparent pricing, and switching is easier than you think.