Get Approved For A Military & Tactical Gear Merchant Account

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Snapshot: The Industry For Military & Tactical Gear

Military and tactical gear are critical products for many individuals who own and use firearms. Most notably, tactical gear is used by the men and women of the US armed forces and police officers. Given a landscape of threats both at home and abroad, this equipment continues to be in high demand. This gives businesses selling military and tactical gear a notably bright outlook in the future.

According to Grand View Research, the global law enforcement and military clothing market size is estimated at $2.8 billion as of 2018. The industry is expected to register a compound annual growth rate (CAGR) of 5.2% over almost the next decade. This significant top-line growth rate presents an attractive opportunity to businesses who operate in the space.

Merchant Services For Military And Tactical Gear Businesses

If you legally operate a retail business that sells military & tactical gear — it’s whether brick & mortar, or ecommerce-based — you may have been previously turned down for a merchant account from a mainstream bank or merchant services company.

Or worse, your military & tactical gear business may have had its merchant account terminated with little or no previous notice.

Many banks and merchant services providers will not accept your business for one of two reasons:

  1. Firearm are highly regulated by the federal government, and therefore, additional underwriting is required by the credit card processor.
  2. Because firearms and the 2nd Amendment are a “hot button” political issue, many banks and merchant services companies have taken an “anti” 2nd Amendment stance, and refuse to work with military & tactical gear retailers, even if they are otherwise highly desirable clients.

Tactical Payments, by contrast, was founded with the exact mission to serve firearms industry businesses. We will offer you competitive pricing, easy integration, and friendly, USA-based customer support.

Military equipment or special agent gear concept flat lay background

Our friendly Customer Support Team is standing by to approve your application:

Military & Tactical Gear Merchant Account FAQs

The following are the most frequently asked questions we get from businesses interesting in being approved for a military & tactical gear merchant account from Tactical Payments.

What kinds of tactical gear businesses do you accept as merchants?

Tactical Payments accepts a wide variety of businesses which sell military and tactical gear, including military surplus retailers, gun shops that sell gear as part of their overall product mix, and specialist retailers that serve the law enforcement community. All merchants must abide by all applicable Federal, State, and Local laws and regulations.

What criteria does my tactical gear business need to meet, to approved for a merchant account by Tactical Payments?

To be approved for a merchant account by Tactical Payments, your tactical gear business must meet the following criteria: (a) your business must be located, and operate, solely within the United States of America (and the business owner must be a US citizen with a SSN); (b) you must be willing to provide the following documentation: (1) a voided business check or verified bank letter, (2) a valid government ID such as a driver’s license, (3) 3 months’ previous business bank statements, or personal bank statements if the business is a startup, and (4) 3 months’ previous credit card processing statements, if applicable.

ADDITIONALLY, for firearms dealers: Must have an FFL if selling, manufacturing, or importing firearms or destructive devices; must not sell all accessories needed to assemble a gun if the business does not have an FFL.

​Is Tactical Payments compatible with my existing ecommerce or Point Of Sale (POS) software?

Tactical gear businesses typically have a preferred ecommerce or POS (Point Of Sale) software system they use. Because Tactical Payments works with most major payment gateways (including, USAePay and NMI), our merchant accounts integrate with most popular ecommerce and Point Of Sale systems. Tactical Payments is compatible with Shopify, WooCommerce, BigCommerce, Magento, Volusion, and many other ecommerce software packages, and is also compatible with

You deserve a payment partner that respects your business, and delivers credit card processing at a low cost. Our friendly Customer Support Team is standing by to approve your application:


Call Our Team at (888) 281-5830

Why Do Fire Businesses Choose Tactical Payments?

Our award-winning Customer Service Team has been recognized by numerous industry organizations. Notice the difference!

Second Amendment Friendly. Unlike the big banks, we’re proud to serve FFLs and all types of firearms businesses.

Simple, Rock-Bottom Pricing. You’ll be able to accept VISA, MasterCard, Discover, and AMEX at very low rates (and no surprise fees).

USA-Based Customer Service. Say goodbye to long hold times. Talk to our USA-Based Customer Service team by chat, email or phone.

TacticalPay Radio Industry Spotlight

Vetz 4 Biz

In the firearms industry, many businesses are proudly veteran owned and operated. Military and tactical gear is crucial for those serving in the military specifically, and many veterans are familiar with the ins and outs of this gear.

On this podcast episode, Chris Flowers joined the show to discuss veteran owned business, and specifically how to market them.

Chris is a veteran of both the Air Force and Army and served in Desert Storm. He’s also the founder and President of Vets 4 Biz, which promotes and markets businesses owned by veterans.

If you’re interested in more firearms industry content, check out the TacticalPay Radio Podcast. From handgun shooting to hog hunting, from accounting to AR15’s… shotguns, rifles, accessories, concealed carry, trade shows, gun rights, sales trends, and more. Click here for the podcast homepage.