Pricing | TacticalPay

Pricing Options

No monthly fees—just the features every firearms business needs, with both our Cash Discount or Interchange+ pricing options.

Offset 100% of processing fees on your firearms sales —customers simply pay a small card convenience fee.

$0/mo.
and
4%
convenience fee cards

No Monthly Fees and Transparent Cost+ pricing built for the firearms industry.

$0/mo.
and
Cost+
transparent pricing

Keep 100% of Sales: No more losing margin to fees.
No Monthly Surprises: Flat, predictable statements.
Automated & Compliant: System handles everything seamlessly.

What is Cash Discount Pricing?

Cash Discount Pricing is a compliant, automated solution that helps firearms retailers eliminate nearly all credit card processing costs—without raising prices or losing margin. By including the cost of card acceptance in your listed prices, you earn the same profit whether customers pay with cash or card. When a card is used, the POS system adds a small service fee to cover processing, so you don’t have to.

For FFLs and tactical retailers with tight margins and rising compliance costs, this is quickly becoming the most popular option. You can offset up to 100% of your fees, simplify statements, and stay fully compliant. Best of all, the system handles everything—so you can focus on running your business, not chasing down fees.

Transparent: Pay true wholesale rates plus a fixed margin.
FFL-Friendly: No inflated rates or hidden markups.
Scalable: Lower fees as your volume grows.

What Is Interchange+ Pricing?

Interchange+ is the most transparent pricing model in credit card processing. Instead of paying a flat or bundled rate, you pay the actual wholesale interchange fee set by Visa, Mastercard, and other card networks—plus a small, fixed markup. This means you always know exactly what you’re being charged, with no hidden fees or unpredictable rate hikes.

For firearms and tactical businesses, this model is particularly popular. Many firearms payment processors inflate rates or bundle fees to account for perceived risk, but Interchange+ keeps costs fair, transparent and predictable for FFLs. As your transaction volume grows, you benefit from lower average costs, making it a scalable solution that rewards your success. It’s honest, compliant, and built for tactical merchants who value transparency.

Every Tactical Payment account includes the features every firearms business needs out of the box with integrated per-transaction pricing.

Pay less and grow faster with integrated solutions for retail, mobile, eCommerce, recurring billing, marketplaces, tradeshow sales, and more.

Pricing Plan	Interchange+	CASH DISCOUNT
WHICH PLAN FITS MY BUSINESS?	Retail, Mobile, or eCommerce	Retail or Mobile
Card rates Accept all major card brands at your business.	Interchange+ Processor Fee	0% _{(4% charged to customers)}
Setup Fee No setup fees.	$0	$0
Monthly Fee No monthly fees.	$0 /mo	$0 /mo
Monthly Minimum Fee $0 if you sell your monthly minimum in card sales*. If not, a fee up to $59 applies, proportional to the amount you process below that minimum.	$0 – $59 /mo _{*$6,000 Monthly Minimum Sales}	$0 – $59 /mo _{*$1,750 Monthly Minimum Sales}
Payment Gateway For eCommerce only, integrates with 200+ software & shopping carts.	$12/month + 10¢ per transaction	n/a
Per Incident Fees These shouldn’t happen, but if they do, there’s a cost.	$25 per chargeback, $1.50 per AVS, $295 early termination	$25 per chargeback, $1.50 per AVS, $295 early termination
Other Fees We don’t nickel and dime businesses, so here are some fees you won’t be paying.	$0 Setup, $0 Batch, $0 PCI Compliance, +0% Premium / Amex Cards	$0 Setup, $0 Batch, $0 PCI Compliance, +0% Premium / Amex Cards