A Merchant Account for Firearms Businesses.
TacticalPay is the #1 trusted credit card processing partner for every kind of firearms business — FFLs, gun shops, ammunition, and accessories. Rock-bottom rates, simple integrations, and 2A-friendly support that won't drop you.
We're in the firearms business too — and we're here for the long haul.
A merchant account that treats your industry as the norm, not the exception. This is the core account every TacticalPay product builds on.
The #1 Trusted Provider for FFLs.
One firearms-friendly account for every kind of gun business — retail, online, mobile, and everything in between.
Four Ways to Get Paid.
Every option runs on the same 2A-friendly merchant account — start with one and add more anytime.
Take payments any way you sell
Swipe, dip, and tap at the counter, run a mobile reader at the range or a gun show, or key in a phone order — all on one account with the same firearms-friendly underwriting.
- EMV chip, contactless & magstripe
- Mobile readers for iPhone, iPad & Android
- Cash discount & dual pricing built in
Sell online and plug into your software
Connect the Authorize.net or NMI gateway to your website and sell on GunBroker or WooCommerce — where mainstream processors won't let firearms merchants operate at all — and integrate with the firearms software you already run.
- Authorize.net, USAePay & NMI gateways
- GunBroker & 200+ integrations
- Most major firearms POS & inventory systems
From Application to First Swipe in Days.
A light lift to start — the detailed underwriting happens in your account, guided step by step.
Trusted by FFLs Nationwide.
“I recently went to all electronic. POS, FFL Books, Fingerprints, etc. It has been a challenge for me but Rich with tactical pay has been a real asset. He always has time and gets me going asap. Thanks Rich and Tactical Pay.”
“Switching to Tactical Pay was one of the best business decisions I've made. I came from WorldPay after dealing with frozen funds, constant headaches, and what felt like the longest underwriting process imaginable. I found myself answering…”
“great group of folks, would highly recommend”
“I'm finally able to access this page. I really appreciate the professional service that I got from Heather & Bill while getting setup to process our cc request. Their knowledge and care in making sure that we got positioned to allow our…”
“I had the pleasure of working with Bill and Nathan, and they both delivered exceptional service from start to finish. They were professional, responsive, and took the time to ensure everything was handled thoroughly and efficiently. I…”
“Nathan and Kyle were great! Easy set up and a super knowledgeable team.”
About the industryA major American industry, underserved by banks
The firearms industry is responsible for tens of billions of dollars in annual economic activity in the United States, spanning manufacturers, retailers, ranges, ammunition, and accessories. It is a large, established, and law-abiding industry — yet mainstream processors still treat it as too risky to bank.
Firearm sales are federally regulated and require extra underwriting that most processors won't do, and some banks take an anti-2A stance and refuse firearms businesses outright. Either way, the result is the same: legitimate gun businesses get declined or dropped for what's in the display case.
TacticalPay was founded specifically to serve firearms businesses. After a decade working exclusively with FFLs, we've built the banking relationships, pricing, and support that let gun businesses process payments the way any other retailer can.
Firearms Merchant Account FAQ
Get the Processor Built for Firearms.
Join 1,000+ firearms businesses and apply today. Create your account in minutes, or talk to a real person on our Texas team — no obligation, transparent pricing.