TacticalPay
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For firearms training

Merchant accounts for firearms courses & training

Take deposits and course fees online or in person, with an account approved for what you actually teach.

Get startedTalk to sales
A short application to start — most FFLs approved in 24–72 hours.
TacticalPay T1 payment terminal
1,000+
firearms merchants helped nationwide
// Why FFLs switch to us

We're in the firearms business too — and we're here for the long haul.

A merchant account that treats your industry as the norm, not the exception. This is the core account every TacticalPay product builds on.

2A-friendly, always
Firearms is all we do. Selling guns, ammo, or accessories will never put your account at risk.
We won't drop you
No sudden holds, no frozen funds, no dropped accounts for your industry. Your money keeps moving.
Approved in 24–72 hrs
Next-day approvals for most FFLs. Apply today and start taking payments this week.
No restrictions or caps
No volume ceilings and no product bans. Sell what you legally sell, at the scale you sell it.
Texas-based human support
Call or email and reach our in-house team. Real firearms-industry experts, no runaround.
Rates that fit your industry
Flat, transparent pricing that doesn't punish you for your MCC. What you see is what you pay.
The problem

Selling knowledge, judged like a gun store

First-time gun buyers have climbed to nearly 5 million a year, and demand for quality instruction has never been higher. Instructors and training businesses still get declined by processors who see “firearms” in the business description and stop there.

Online course booking with Authorize.net
TacticalPay Tap for card-present payment
Why we fit

Built for how courses actually sell

Class deposits, course fees, seat bookings, and packages — taken online ahead of time or in person on the day. Approved as a legitimate education business, because that's what it is.

  • Online course booking and deposits
  • Card-present payment on class day
  • Recurring billing for ongoing programs
// Pick your setup

Four Ways to Get Paid.

Every option runs on the same 2A-friendly merchant account — start with one and add more anytime.

Tap
App · iPhone / iPad / Android
Tap

Take payments with your phone — no terminal needed.

Pro
Countertop terminal
Pro

The T1 all-in-one terminal — swipe, dip, and tap at the front counter.

Online
Online · eCommerce
Online

Sell on your site or GunBroker with a firearms-friendly gateway.

POS
Full point of sale
POS

A complete retail POS bundle — register, printer, and drawer.

// The details

About Firearms Training

Spotlight: The Firearms Training Industry

Whether it's for improvement in marksmanship, tactical response, or self defense skills… training and education are critical parts of the firearms industry. Knowledgeable firearms instructors, and larger training businesses, have significant opportunities when it comes to selling courses and training.

In a world that unfortunately has far too many threats to the safety of individuals and families, self defense training offers a tremendous amount of appeal to both new and experienced gun owners. With first-time gun buyers rising to nearly 5 million in the most recent year according to the NSSF, the need for quality training has never been higher. This presents businesses built around firearms courses and training with tremendous opportunity.

Merchant Services for Firearms Training Businesses

If you legally operate a business that offers firearm courses, classes or training services, you may have been previously turned down for a merchant account from a mainstream bank or merchant services company.

Or worse, your firearms training business may have had its merchant account terminated with little or no previous notice.

Many banks and merchant services providers will not accept your business for one of two reasons:

  1. Firearm are highly regulated by the federal government, and therefore, additional underwriting is required by the credit card processor.
  2. Because firearms and the 2nd Amendment are a "hot button" political issue, many banks and merchant services companies have taken an "anti" 2nd Amendment stance, and refuse to work with firearm instructors, even if they are otherwise highly desirable clients.

Tactical Payments, by contrast, was founded with the exact mission to serve firearms industry businesses. We will offer you competitive pricing, easy integration, and friendly, USA-based customer support.

// How it works

From Application to First Swipe in Days.

A light lift to start — the detailed underwriting happens in your account, guided step by step.

1
A few minutes
Apply online
Tell us the basics about your business. No long forms, no obligation — you land straight in your dashboard.
2
24–72 hours
Get approved
Our in-house team reviews your file fast. Most FFLs are approved next day, with a real person you can call.
3
Day one
Start processing
Connect a terminal, POS, or gateway and take your first payment. Deposits settle in 2 business days.
// What merchants say

Trusted by FFLs Nationwide.

5.0
★★★★★
12 reviews
★ 5.0 on GoogleVerified Google reviews →
★★★★★
“I recently went to all electronic. POS, FFL Books, Fingerprints, etc. It has been a challenge for me but Rich with tactical pay has been a real asset. He always has time and gets me going asap. Thanks Rich and Tactical Pay.”
Clyde Wilson
June 2026
Google
★★★★★
“Switching to Tactical Pay was one of the best business decisions I've made. I came from WorldPay after dealing with frozen funds, constant headaches, and what felt like the longest underwriting process imaginable. I found myself answering…”
Deven Sollie
June 2026
Google
★★★★★
“great group of folks, would highly recommend”
Andrew Carr
March 2026
Google
★★★★★
“I'm finally able to access this page. I really appreciate the professional service that I got from Heather & Bill while getting setup to process our cc request. Their knowledge and care in making sure that we got positioned to allow our…”
Elliott Anderson
February 2026
Google
★★★★★
“I had the pleasure of working with Bill and Nathan, and they both delivered exceptional service from start to finish. They were professional, responsive, and took the time to ensure everything was handled thoroughly and efficiently. I…”
Al Patrick
February 2026
Google
★★★★★
“Nathan and Kyle were great! Easy set up and a super knowledgeable team.”
Hudsco Industries
December 2025
Google
// Questions

Firearms Training Service Merchant Account FAQs

The following are the most frequently asked questions we get from businesses interesting in being approved for a firearms training service merchant account from Tactical Payments.

What kinds of firearms training businesses do you accept as merchants?

Tactical Payments accepts a wide variety of businesses which provide firearms-related courses, classes and training. Merchants include licensed instructors providing CCW, CHL / LTC courses, as well as licensed instructors who provide training on gun safety, gun maintenance, marksmanship, sport shooting, and so on. All merchants which provide courses, class and training services must abide by all applicable Federal, State, and Local laws and regulations. Plus, for CCW / CHL / LTC or other training courses: Must have documented firearm instructor certification through the National Rifle Association, TCLEOSE, Security Officer training, or the military.

What criteria does my CCW / CHL / LTC training business need to meet, to approved for a merchant account by Tactical Payments?

To be approved for a merchant account by Tactical Payments, your training business must meet the following criteria: (a) your business must be located, and operate, solely within the United States of America (and the business owner must be a US citizen with a SSN); (b) you must be willing to provide the following documentation: (1) a voided business check or verified bank letter, (2) a valid government ID such as a driver’s license, (3) 3 months’ previous business bank statements, or personal bank statements if the business is a startup, and (4) 3 months’ previous credit card processing statements, if applicable.

ADDITIONALLY, for CCW / CHL / LTC or other training courses: Must have documented firearm instructor certification through the National Rifle Association, TCLEOSE, Security Officer training, or the military.

​Is Tactical Payments compatible with my existing ecommerce or Point Of Sale (POS) software?

Training businesses typically have a preferred ecommerce or POS (Point Of Sale) software system they use. Because Tactical Payments works with most major payment gateways (including Authorize.net, USAePay and NMI), our merchant accounts integrate with most popular ecommerce and Point Of Sale systems. Tactical Payments is compatible with Shopify, WooCommerce, BigCommerce, Magento, Volusion, and many other ecommerce software packages, and is also compatible with GunBroker.com.

// Ready when you are

Get the Merchant Account Built for Firearms Training.

Create your account in minutes, or talk to a real person on our Texas team. No obligation, transparent pricing, and switching is easier than you think.

Get startedTalk to sales