Get Approved For A Gun Store Merchant Account

Ready To Get APPROVED?!

Snapshot: Brick & Mortar Gun Retailers

Firearms dealers are an irreplacable part of the firearms industry. Retail gun shops offer some of the most popular methods for consumers to legally purchase firearms. This means retail gun stores are responsible for a significant amount of the massive firearms commerce that takes place on a daily basis.

In fact, recent statistical data puts the firearms industry at a market size of $15 billion (source: IBISWorld). This market size — along with a very healthy growth rate — represents a significant opportunity for anyone who owns or operates a retail gun store. Unfortunately, in spite of this tremendous opportunity, many gun shop owners — even while doing everything “by the book” — run into trouble with payment processing.

Merchant Services For Gun Stores

If you own or operate a brick and mortar gun shop, you may have been previously turned down for a merchant account from a mainstream bank or merchant services company.

Or worse, your firearms retail business may have had its merchant account terminated with little or no previous notice.

Many banks and merchant services providers will not accept your business for one of two reasons:

  1. Firearm sales are regulated by the federal government, and therefore, additional underwriting is required by the credit card processor.
  2. Because firearms and the 2nd Amendment are a “hot button” political issue, many banks and merchant services companies have taken an “anti” 2nd Amendment stance, and refuse to work with gun shops, even if they are otherwise highly desirable clients.

Tactical Payments, by contrast, was founded with the exact mission to serve firearms industry businesses. We will offer you competitive pricing, easy integration, and friendly, USA-based customer support.

Our friendly Customer Support Team is standing by to approve your application:

Gun Retailer Merchant Account FAQs

The following are the most frequently asked questions we get from businesses interesting in being approved for a firearms merchant account from Tactical Payments.

What kinds of firearms dealers do you accept as merchants?

Tactical Payments accepts a wide variety of brick & mortar firearm retailers, including “mom and pop” stores, mobile-based businesses which operate legally at gun shows, sporting goods retailers, and “big box” gun shops. Additionally, we accept merchants who sell all types of outdoor goods, including hunting and archery equipment, as well as firearm accessories such as holsters and scopes. All merchants must abide by all applicable Federal, State, and Local laws and regulations.

What criteria does my brick and mortar firearms business need to meet, to approved for a merchant account by Tactical Payments?

To be approved for a merchant account by Tactical Payments, your retail firearms business must meet the following criteria: (a) your business must be located, and operate, solely within the United States of America (and the business owner must be a US citizen with a SSN); (b) you must be willing to provide the following documentation: (1) a voided business check or verified bank letter, (2) a valid government ID such as a driver’s license, (3) 3 months’ previous business bank statements, or personal bank statements if the business is a startup, and (4) 3 months’ previous credit card processing statements, if applicable.

ADDITIONALLY, for firearms dealers: Must have an FFL if selling, manufacturing, or importing firearms or destructive devices; must not sell all accessories needed to assemble a gun if the business does not have an FFL.

​Is Tactical Payments compatible with my existing firearms inventory or Point Of Sale (POS) software?

FFLs and firearms businesses typically have a preferred inventory or POS (Point Of Sale) software system they use. Because Tactical Payments works with most major payment gateways (including, USAePay and NMI), our merchant accounts integrate with most firearms inventory and Point Of Sale systems. Tactical Payments is compatible with Stratus Retail POS, Windward Software, Elliott Firearms Software, Gun StoreMaster, Rapid Gun Systems, AIMsi, Epicor FFL Compliance Manager, and Firearms Management Systems, as well as Gun Broker. (Many FFLs sell on, and accept credit and debit card payments from buyers via an integrated merchant account & payment gateway.)

You deserve a payment partner that respects your business, and delivers credit card processing at a low cost. Our friendly Customer Support Team is standing by to approve your application:


Call Our Team at (888) 281-5830

Why Do Fire Businesses Choose Tactical Payments?

Our award-winning Customer Service Team has been recognized by numerous industry organizations. Notice the difference!

Second Amendment Friendly. Unlike the big banks, we’re proud to serve FFLs and all types of firearms businesses.

Simple, Rock-Bottom Pricing. You’ll be able to accept VISA, MasterCard, Discover, and AMEX at very low rates (and no surprise fees).

USA-Based Customer Service. Say goodbye to long hold times. Talk to our USA-Based Customer Service team by chat, email or phone.

TacticalPay Radio Industry Spotlight

Eagle Imports Inc

No matter what you're selling, quality salesmanship can set you apart from your competitors. Adding in a personal touch (because sales will always be about people) can be a tremendous benefit... particularly in firearms sales.

On this podcast episode, Rafael Del Valle, National Sales Director of Eagle Imports, joined the podcast to share some of his vast knowledge.

Rafael is passionate about gun distribution, and shared his thoughts on why it's such an exciting (as well as rewarding) line of business.

If you’re interested in more firearms industry content, check out the TacticalPay Radio Podcast. From handgun shooting to hog hunting, from accounting to AR15’s… shotguns, rifles, accessories, concealed carry, trade shows, gun rights, sales trends, and more. Click here for the podcast homepage.