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For Armslist sellers

Armslist merchant accounts

Accept cards on Armslist-driven sales, with the same account covering your other channels.

Get startedTalk to sales
A short application to start — most FFLs approved in 24–72 hours.
TacticalPay T1 payment terminal
1,000+
firearms merchants helped nationwide
// Why FFLs switch to us

We're in the firearms business too — and we're here for the long haul.

A merchant account that treats your industry as the norm, not the exception. This is the core account every TacticalPay product builds on.

2A-friendly, always
Firearms is all we do. Selling guns, ammo, or accessories will never put your account at risk.
We won't drop you
No sudden holds, no frozen funds, no dropped accounts for your industry. Your money keeps moving.
Approved in 24–72 hrs
Next-day approvals for most FFLs. Apply today and start taking payments this week.
No restrictions or caps
No volume ceilings and no product bans. Sell what you legally sell, at the scale you sell it.
Texas-based human support
Call or email and reach our in-house team. Real firearms-industry experts, no runaround.
Rates that fit your industry
Flat, transparent pricing that doesn't punish you for your MCC. What you see is what you pay.
The problem

Local reach, national problem

Armslist has grown into one of the largest firearms classifieds platforms in the country, and plenty of businesses use it to widen their reach. The reach doesn't help if you can't take a card.

TacticalPay Tap reader
Authorize.net online payment gateway
Why we fit

Get paid for the sale you already made

Card and debit acceptance for firearms businesses selling through Armslist, with the same account covering your other channels.

  • Accept cards on classified-driven sales
  • Works with your existing gateway and POS
  • No volume caps as listings scale
// Pick your setup

Four Ways to Get Paid.

Every option runs on the same 2A-friendly merchant account — start with one and add more anytime.

Tap
App · iPhone / iPad / Android
Tap

Take payments with your phone — no terminal needed.

Pro
Countertop terminal
Pro

The T1 all-in-one terminal — swipe, dip, and tap at the front counter.

Online
Online · eCommerce
Online

Sell on your site or GunBroker with a firearms-friendly gateway.

POS
Full point of sale
POS

A complete retail POS bundle — register, printer, and drawer.

// The details

About Selling on Armslist

Snapshot: The Armslist Platform

Launched in 2007, Armslist.com is a classified advertisements website founded by Jon Gibbon and Brian Mancini. It has various website categories dedicated to firearms, firearms accessories, outdoors equipment, and more. In addition to this, Armslist operates active discussion forums. The website also includes subcategories for states and geographic areas, so that buyers can find items from local sellers.

The Armslist platform has grown to be one of the largest firearms classified platforms in the United States. Many firearms businesses are using Armslist to grow their reach, and to increase their sales generated from the Internet.

Get Approved For An Armslist Merchant Account

If you own or operate an firearms business, you may have realized that selling firearms via Armslist.com is a great opportunity.

If you’re interested in selling via Armslist, you must obtain a firearms merchant account. You may have been previously turned down for a merchant account from a mainstream bank or merchant services company, which is common.

Or worse, your firearms business may have had its merchant account terminated with little or no previous notice.

Many banks and merchant services providers will not accept your business for one of two reasons:

  1. Firearm sales are regulated by the federal government, and therefore, additional underwriting is required by the credit card processor. (Even if you don’t sell firearms, and only sell ammo or accessories, your business may be lumped into this category by the bank.)
  2. Because firearms and the 2nd Amendment are a “hot button” political issue, many banks and merchant services companies have taken an “anti” 2nd Amendment stance, and refuse to work with these businesses, even if they are otherwise highly desirable clients.

Fortunately, Tactical Payments was founded with the exact mission to serve firearms industry businesses. We also specialize with those firearms industry businesses that want to sell their products on Armslist. We will offer you competitive pricing, easy integration, and friendly, USA-based customer support.

// How it works

From Application to First Swipe in Days.

A light lift to start — the detailed underwriting happens in your account, guided step by step.

1
A few minutes
Apply online
Tell us the basics about your business. No long forms, no obligation — you land straight in your dashboard.
2
24–72 hours
Get approved
Our in-house team reviews your file fast. Most FFLs are approved next day, with a real person you can call.
3
Day one
Start processing
Connect a terminal, POS, or gateway and take your first payment. Deposits settle in 2 business days.
// What merchants say

Trusted by FFLs Nationwide.

5.0
★★★★★
12 reviews
★ 5.0 on GoogleVerified Google reviews →
★★★★★
“I recently went to all electronic. POS, FFL Books, Fingerprints, etc. It has been a challenge for me but Rich with tactical pay has been a real asset. He always has time and gets me going asap. Thanks Rich and Tactical Pay.”
Clyde Wilson
June 2026
Google
★★★★★
“Switching to Tactical Pay was one of the best business decisions I've made. I came from WorldPay after dealing with frozen funds, constant headaches, and what felt like the longest underwriting process imaginable. I found myself answering…”
Deven Sollie
June 2026
Google
★★★★★
“great group of folks, would highly recommend”
Andrew Carr
March 2026
Google
★★★★★
“I'm finally able to access this page. I really appreciate the professional service that I got from Heather & Bill while getting setup to process our cc request. Their knowledge and care in making sure that we got positioned to allow our…”
Elliott Anderson
February 2026
Google
★★★★★
“I had the pleasure of working with Bill and Nathan, and they both delivered exceptional service from start to finish. They were professional, responsive, and took the time to ensure everything was handled thoroughly and efficiently. I…”
Al Patrick
February 2026
Google
★★★★★
“Nathan and Kyle were great! Easy set up and a super knowledgeable team.”
Hudsco Industries
December 2025
Google
// Questions

Armslist.com Merchant Account FAQs

The following are the most frequently asked questions we get from businesses interesting in being approved for a Armslist merchant account from Tactical Payments.

What kinds of Armslist sellers do you accept as merchants?

Tactical Payments accepts a wide variety of firearms industry businesses selling on Armslist.com. We also accept businesses that include retail, eCommerce and mobile-based businesses. Additionally, we accept merchants who sell sporting goods and archery equipment. Naturally, merchants we work with must abide by all applicable Federal, State, and Local laws and regulations.

What criteria does my firearms business need to meet, to be approved for a Armslist merchant account by Tactical Payments?

To be approved for a merchant account by Tactical Payments, your firearms, or firearms accessories business must meet the following criteria:

  1. Your business must be located, and operate, solely within the United States of America (and the business owner must be a US citizen with a SSN)
  2. You must be willing to provide the following documentation: (1) a voided business check or verified bank letter, (2) a valid government ID such as a driver’s license, (3) 3 months’ previous business bank statements (or personal bank statements if the business is a startup) and (4) 3 months’ previous credit card processing statements, if you’ve held an account previously.
  3. If you are selling firearms, or all of the parts necessary for someone to purchase an assemble a firearm you MUST have a valid FFL.
  4. Your Armslist store URL must be set up, with the products you plan on selling displayed in complete listings.

Please note, the following is prohibited, and we are unable to work with businesses selling any of the items listed below:

  • Bump Stocks
  • Jigs
  • Firearms created through CNC (Computerized Numeric Control Machines) milling
  • Blueprints for CNC
​Is Tactical Payments compatible with my existing ecommerce or Point Of Sale (POS) software?

Firearms industry businesses typically have a preferred ecommerce or POS (Point Of Sale) software system they use. Because Tactical Payments works with most major payment gateways (including Authorize.net, USAePay and NMI), our merchant accounts integrate with most popular ecommerce and Point Of Sale systems. Tactical Payments is compatible with Shopify, WooCommerce, BigCommerce, Magento, Volusion, and many other ecommerce software packages, and is also compatible with Armslist.com.

// Ready when you are

Get the Merchant Account Built for Armslist Sellers.

Create your account in minutes, or talk to a real person on our Texas team. No obligation, transparent pricing, and switching is easier than you think.

Get startedTalk to sales