Merchant Accounts & Payment Gateways
TacticalPay provides merchant accounts for all types of firearms industry businesses — including brick-and-mortar gun stores, online dealers, GunBroker sellers, shooting ranges, gunsmiths, pawn shops, ammunition retailers, and accessories and parts sellers. If you’re in the firearms industry and you’ve been turned away by Square, Stripe, or another processor, we can help.
If you sell firearms, yes — you’ll need a valid or pending FFL to get approved.
Pricing is customized based on your business type, sales volume, and processing history. Apply online and we’ll put together a full proposal — including pricing — for your review.
A payment gateway is the technology that securely transmits payment data between your customer, your website, and your bank. If you sell online — whether through your own website or a platform like GunBroker — you’ll need a firearms-friendly payment gateway in addition to a merchant account.
TacticalPay works with two of the most widely supported payment gateways in the industry: Authorize.net and NMI. Both are compatible with a wide range of e-commerce platforms, shopping carts, and firearms-specific software.
Yes. TacticalPay provides payment gateway solutions for GunBroker sellers through Authorize.net and other supported gateways, including GunBroker Immediate Checkout. Our team can walk you through the setup process once your account is approved.
Application & Documents
Complete the online application — it takes about five minutes. Upload any required documents, review your full proposal (including pricing), and DocuSign when you’re ready. Once your underwriter approves your account, you can start processing right away.
You’ll need a valid SSN and a US-issued photo ID. If you sell firearms, you’ll also need a valid or pending FFL. You’ll be asked to estimate your average monthly sales volume and the breakdown by transaction type (e.g., e-commerce vs. in-person).
Your account will be pre-approved within 24 hours. Full underwriting approval typically takes three to five business days. We work as quickly as possible to get your account up and running.
A voided business check verifies your business bank account, ensuring deposits go to the correct account and preventing fraud. We need a pre-printed check showing your business name, bank name, routing number, and account number. Write “VOID” across the front of an existing check, or request one from your bank.
If you don’t have checks listing your business name, provide a bank letter instead. We need a letter on official bank letterhead that includes the full name of the bank and business, routing and account number, a statement that the account is in good standing, and the signature and contact info of a bank officer. Most banks issue this within one business day — many now issue them instantly through your bank’s online portal.
Federal banking regulations require identity verification for all business owners with more than 25% ownership. We need a clear, valid copy of a government-issued photo ID — driver’s license, passport, or state ID — belonging to the owner or signer on the account.
Yes. We require the most recent three months of business bank statements, including all pages. If your business is new, you may provide the owner’s personal bank statements instead.
If you’ve processed before, yes — we need the most recent three months of statements from your current or previous processor, in PDF format. If your business hasn’t processed before, you can skip this step.
If your business sells firearms, yes. We need a current copy showing your business name, premises address, FFL number and expiration date, and license type. You can download your FFL from the ATF eZ Check system (https://fflezcheck.atf.gov) or your ATF eForms account (https://eforms.atf.gov).
TacticalPay POS Pricing
The TacticalPay POS software is available as a bundle for $149/month, including both TacticalPay POS plus FFL Boss for compliance. A POS-only subscription without FFL Boss is available at $99/month.
The $149/month bundle includes the full TacticalPay POS software plus FFL Boss — covering your A&D Bound Book, 4473 management, and ATF compliance recordkeeping. In one bundle, you get everything you need — straightforward pricing, no surprises.
The complete TacticalPay POS hardware bundle is $999 and includes: 15.6″ dual-screen POS terminal, TacticalPay P1 payment terminal, wireless 2D barcode scanner, 80mm thermal receipt printer, cash drawer, and wireless keyboard with touchpad. A hardware-only bundle without the P1 payment terminal is available at $699. Financing is available for qualified customers.
TacticalPay POS is built to work exclusively with TacticalPay payment processing. A TacticalPay merchant account is required to use the POS system.
TacticalPay POS uses simple, transparent per-transaction pricing:
- Monthly fee: $25/month
- In-person (tap, dip, swipe): 2.6% + $0.15 per transaction
- Online & card-not-present: 3.5% + $0.15 per transaction
Have Another Question?
Our team is here to help. Reach us by phone at (888) 281-5830, by email at support@tacticalpay.com, or through our contact page. We’re available Monday–Friday, 9am–5pm CST.